Please read these terms carefully. They set out the rules for using the OPM website.
1.About these terms
These terms apply to your use of the OPM website, operated by GRID D EOOD (“GRID D”, “we”, “us”), UIC 208882057, registered office: ul. Mityo Stanov 15, entr. B, fl. 4, ap. 12, Radnevo (260), Sofia, Bulgaria.
By using the website, you agree to these terms. If you don’t agree, please don’t use the website.
2.OPM accounts and services
This website presents OPM’s services. It does not itself open an account or provide a payment service. Opening and using an OPM account is governed by separate account terms, which you will be asked to read and accept in the app before your account is opened. If they conflict with these terms, the account terms apply.
Joining the list on this website does not create an account, an obligation to open one, or a guarantee that an account will be offered to you. All accounts are subject to identity verification and eligibility checks.
3.Information on this website
We work hard to keep the information on this website accurate and up to date. It is provided for general information only and is not financial, investment, legal or tax advice.
Features, availability and fees may change and may depend on your country of residence. The fees that apply to you are those shown in the app and in your account terms at the time of the transaction.
4.Digital assets
Digital assets such as cryptocurrencies are highly volatile. Their value can go down as well as up and you may lose all the money you put in. They are not covered by deposit guarantee schemes. Only use money you can afford to lose.
5.Using the website
You agree not to:
- use the website in a way that breaks the law or these terms;
- try to gain unauthorised access to the website, our systems or other people’s data;
- interfere with the website’s security or performance, or introduce malicious code;
- send us false information or impersonate someone else through our forms;
- copy, scrape or reuse our content or brand without our written permission.
6.Intellectual property
The OPM name and logo, the website’s design, text, graphics and code belong to GRID D EOOD or its licensors and are protected by intellectual property laws. You may view and print pages for your personal use only.
7.Links to other websites
The website may link to websites run by others. We don’t control them and aren’t responsible for their content, availability or privacy practices.
8.Availability
We aim to keep the website available at all times, but we may suspend or change it, for example for maintenance or security reasons, without notice.
9.Liability
To the extent permitted by law, we are not liable for any loss arising from your use of the website or from relying on its content.
Nothing in these terms limits or excludes liability that cannot be limited or excluded by law, including liability for death or personal injury caused by negligence, for fraud, or your rights as a consumer.
10.Privacy and cookies
Our privacy policy and cookie policy explain how we handle personal data and what the website stores on your device.
11.Governing law and disputes
These terms are governed by the laws of the Republic of Bulgaria. Disputes will be settled by the competent courts in Sofia, Bulgaria.
If you are a consumer, you keep the protection of the mandatory laws of the country where you live and may also bring proceedings there. See our complaints page for how to raise a complaint with us first.
12.Changes to these terms
We may update these terms from time to time. The version on this page, with its “last updated” date, is the one that applies.