Your everyday money, all in one place.
Get paid, spend, send and save from a single app — with the controls to keep it all safe.
An account that keeps up with you
Your salary, your spending and your balance, updated the second anything happens.
- Your own account details to get paid and set up direct debits
- Real-time notifications for every payment
- Spending sorted into categories automatically
Main account
€4,280.50
+€320 this weekSalary
Today · 09:02
Café Lumière
Today · 08:41
City transit
Yesterday
Send money in seconds
Pay friends, family or anyone with account details — day or night, weekends included.
- Instant transfers between OPM accounts
- Split bills and request money in a tap
- Schedule regular payments and forget about them
Send money
To Sarah
€150.00
Cards you’re fully in control of
A physical card for everyday life and virtual cards for everything online.
- Freeze and unfreeze your card instantly
- Set spending limits and turn online or contactless payments on and off
- Pay with your phone using mobile wallets
•••• •••• •••• 2048
PHYSICAL CARD
Unfreeze it any time from the app.
Save without thinking about it
Set goals, round up your spare change and let your savings grow in the background.
- Named goals with targets and dates
- Automatic round-ups on every card payment
- Move money in and out whenever you need it
Savings goals
Round-ups on: €18.60 saved this month
Borders, minus the hassle
Spend abroad and send money across borders, with the exchange rate and any fee shown upfront.
- Clear exchange rates before you confirm
- Pay in local currency when you travel
- Track international transfers in real time
Send abroad
You send
€500.00
They receive
£427.35
Exchange rate and any fee shown before you confirm.
Example figures
Questions, answered
More answers in our help centre.
Ready to put your money in motion?
Open your OPM account in minutes. No paperwork, no branch visits — just a smarter way to spend, send and save.
•••• •••• •••• 2048
OPM MEMBER
