Security18 September 2026 · 4 min read
5 habits for safer online payments
Simple steps you can take today to protect your money and your data online.
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Round-ups
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Banking the way it should feel
01
We're fast
Instant account opening, instant top-ups and real-time spending notifications. No queues, no paperwork.
02
We're simple
Clear budgets, categorised spending and plain-language pricing. Your money, easy to understand.
03
We're secure
Security is built into every layer of OPM, from encryption to the controls in your pocket.
04
We're for everyone
Financial services should be accessible to all. We make getting started as easy as possible.
Security
Your money's safe space
OPM protects your account around the clock with proactive, purpose-built defences — and puts the controls right in your hands.
How we keep you safeEnd-to-end encryption
Your data and transactions are encrypted in transit and at rest.
Biometric & 2-step login
Face ID, fingerprint and one-time codes keep your account yours.
Real-time monitoring
Suspicious activity is flagged instantly, and you are notified right away.
Instant card controls
Lost your card? Freeze it in one tap and get a new one ordered in seconds.
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Insights from the OPM team
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