How it works

From download to done in minutes.

No branch, no paperwork, no waiting on hold. Everything happens in the app, and we guide you through each step.

Open an account Read the FAQ

Main account

€4,280.50

+€320 this week

Salary

Today · 09:02

+€2,450.00

Café Lumière

Today · 08:41

−€3.40

City transit

Yesterday

−€2.10

Up and running in minutes

No branch visits, no paperwork. Just your phone and your ID.

Step 1

Download the app and sign up

Create your OPM account with your email or phone number. It only takes a few minutes, straight from your phone.

Step 2

Verify your identity

Snap a photo of your ID and take a quick selfie. Our secure verification keeps your account — and everyone else’s — protected.

Step 3

Start spending, sending and saving

Top up, order your card and start using every OPM feature — from instant transfers to savings goals.

What you’ll need

A smartphone

The OPM app runs on recent iOS and Android devices.

A valid ID

A passport, national ID card or residence permit.

Your address

Where you live now. We may ask for proof in some cases.

Be 18 or over

Personal accounts are for adults. Business accounts have their own checks.

Quit the app juggling act

From everyday spending to bigger goals, one app that fits your whole financial life.

Instant transfers

Send money to anyone in seconds, day or night.

Bills, sorted

Keep bills in their own space so they never catch you out.

Real-time alerts

Know the moment money comes in or goes out.

Smart budgeting

Spending categorised automatically, with budgets that keep you on track.

Round-ups

Spare change from every purchase goes straight to your savings.

Human support

Real people, right in the app, whenever you need help.

Questions, answered

Like every regulated financial service, we must confirm who our customers are. It protects you, and it keeps fraud and money laundering out of OPM.

Your photo is only used to check that you’re the person on the ID document, and it’s handled as described in our privacy policy.

It usually means a photo was blurry or cut off. You can simply try again, and our team can help if it still doesn’t work.

Yes. Once your account is open you’ll find your account details in the app — share them with your employer and your salary will arrive in OPM.

Ready to put your money in motion?

Open your OPM account in minutes. No paperwork, no branch visits — just a smarter way to spend, send and save.

Open an account Talk to our team

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OPM MEMBER