OPM Business

Business banking that moves with you.

A business account with invoicing, team cards and expense tracking built in — so you spend less time on admin and more on your business.

Two small business owners reviewing plans in their studio

Everything a growing business needs

One place for getting paid, paying out and keeping on top of every euro.

Business account

Your own business account details to get paid by clients and pay suppliers.

Invoicing

Create and send invoices in minutes, and see the moment they’re paid.

Team cards

Give each teammate a card with their own limits. Freeze any card instantly.

Expense tracking

Snap receipts, categorise spending and stop chasing paperwork at month end.

Roles & permissions

Decide who can view, spend or approve — with a clear record of every action.

Easy exports

Export transactions in standard formats for your accountant or bookkeeping tool.

Get paid

Invoices that pay themselves off

Send a professional invoice in a couple of minutes and get notified the moment your client pays.

  • Your logo and details on every invoice
  • Automatic matching when a payment arrives
  • Friendly reminders for overdue invoices

Invoice #0142

Studio Nova · due in 14 days

Paid

Brand design

1 × project

€1,800.00

Consulting

6 h × €90

€540.00

Total€2,340.00
Spend control

Give your team cards, keep the control

Hand out cards with the right limits, see spending in real time and approve what matters.

  • Individual monthly limits per person
  • Instant notifications for every team payment
  • Freeze a card in one tap if it’s lost

Team cards

Amara · Marketing€620 / €1000
Lucas · Operations€180 / €500
Inès · Sales€940 / €1000

Monthly limits, set per person.

Built for businesses like yours

Freelancers

Keep business and personal money apart, invoice clients and set money aside for tax.

Small businesses

Pay suppliers, manage team spending and see your cash flow at a glance.

Start-ups

Open fast, give your team cards on day one and scale without switching banks.

Questions, answered

OPM Business is designed for freelancers, sole traders and registered companies. We’ll ask for details about you and your business when you apply.

Usually an ID document for each owner or director and your company registration details. The app tells you exactly what’s needed for your business type.

Yes. You can invite your accountant with view-only access, or simply export your transactions for them.

Plans start at €18.90 a month. See every plan and fee on our fees page.

Ready to put your money in motion?

Open your OPM account in minutes. No paperwork, no branch visits — just a smarter way to spend, send and save.

debit

•••• •••• •••• 2048

OPM MEMBER

OPM app